Customer Service: 1-800-KENT-BANK
Rates & Fees

Clear rates and transparent fees, built for trust.

Kent Bank provides straightforward savings rates, loan rates, card fees, and service charges so you can make informed financial decisions with confidence.

Transparent

Pricing

Available

Support

Competitive

Rates

Clear

Fees

Rate Snapshot

Competitive offerings

Savings APY

3.25% - 4.50%

Loan APR

From 6.4%

Fee Policy

Simple and easy to understand

No hidden surprises. Clear pricing is part of the Kent Bank standard.

Home/Rates & Fees

Overview

A transparent fee structure you can rely on.

Transparent Pricing

Clear and easy-to-understand rates and service charges.

Competitive Value

Designed to keep banking costs fair and market-aligned.

Secure Processing

Every transaction and fee schedule is handled with care.

Support Available

Speak with our team if you need help understanding fees.

Savings Rates

Earn competitive returns on your savings.

Classic Savings

3.25% APY

A dependable savings option for everyday customers.

Premium Savings

3.85% APY

Higher returns for clients who want stronger growth.

Fixed Deposit

Up to 4.50% APY

Secure term deposit solutions with attractive returns.

Loan Rates

Clear borrowing rates for personal and business needs.

Personal Loan

From 7.9% APR

Flexible borrowing with clear repayment terms.

Home Loan

From 6.4% APR

Competitive mortgage solutions for home buyers.

Business Loan

From 8.2% APR

Funding designed for operational and growth needs.

Card Fees

Simple card pricing with no confusion.

Debit Card Annual Fee

$0

No annual fee on standard debit cards.

Credit Card Annual Fee

From $49

Select credit cards with feature-based pricing.

Card Replacement Fee

$15

Replacement service for lost or damaged cards.

Service Charges

Common service fees and charge categories.

The following is a standard overview of common service charges. Exact pricing may vary by account type and customer profile.

Wire transfer fees
International transfer charges
Returned payment fees
Late payment fees
Account maintenance fees
Cashier’s check fees
Paper statement fees
Stop payment fees

Important Note

Rates and fees are subject to change and may vary based on account type, creditworthiness, loan term, and applicable regulations. Please contact Kent Bank for the most current pricing information.

Need Help?

Speak to a Kent Bank specialist about pricing.

We’ll help you understand the right account, product, or fee structure for your needs.